Articles   Impaired Driving    1.  If you have an impaired charge,   - A surcharge will be applied for 3 years on your insurance for each offence.  - The conviction will stay on your driving record for 6 years.  - The insurance companies use the conviction date of the impaired for the surcharge and the   - date your license is reinstated for your driving record.           Here are the surcharges applied for the following:    - manslaughter committed in the operation or use of a motor vehicle;  - failure to stop at the scene of an accident;  - impaired driving;  - failure or refusal to submit to a breathalyzer or blood test;  - failing to pass a breathalyzer or blood test;  - driving while licence under suspension:   one conviction ........................................50% each additional ........................................100%(if conviction for impaired driving and failure or refusal to take a breath of blood test relate to the same occurrence they will be considered as one conviction).     2.  Chances are that the insurance company that insured your vehicle prior to the impaired charge will no longer insure your vehicle, as you will no longer meet their underwriting requirements and guidelines.  You would then have to go to a market that the insurance companies pool together is called the Facility Association.  This is where people are insured who does not qualify for insurance through the regular market, resulting in quite a substantial premium increase.    3.  If you were to be involved in a motor vehicle accident at the time of your impaired, the insurance company would pay for any injuries to a third party as well as damage to their property.  Unfortunately, damage to your vehicle, or any loss of income from injuries sustained by you in the accident would not be covered.